REVENUE ADVANTAGE

 
 

Take advantage of all your opportunities to enhance margins and non-interest income.

Let SC+T help you find non-interest income and margin opportunities in your bank that you never knew existed. Plus motivate and reward your employees to collect fees and service charges and cross-sell your products.

Non-interest income is critical to your bank's long-term success. With narrowing net-interest margins it's even more essential for you to find new methods to increase revenue. SC+T experts can help you find new sources of fee income you never knew you had.

Specific Services Include:

  • Analysis of your products and their contribution
  • Re-bundling product offerings
  • Re-pricing products
  • Establishing market appropriate fee schedules
  • Assessing loan and deposit structures
  • Tools to score and measure employee sales and customer service
  • Development of incentive strategies to attract and maintain talent
  • Negotiation and sales training for employees

Investment Banking

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"Based on the improvement we've seen so far, I estimate our annualized improvement to be about $350,000. It's amazing to see how changes in our fees and improving our overdraft program can dramatically improve our bottom line."

- Bartow Morgan, Jr.
CEO, Brand Banking Co.
Lawrenceville , GA

REVENUE ADVANTAGE PLUS

Motivate and Reward your employees to reach Top Performance

Motivating your staff is a critical component of optimizing non-interest income. They have to collect fees and service charges and act on opportunities to cross-sell your products if your bank is going to meet its goals. Revenue Advantage Plus allows you to reward employees for quantifiable results, rather than relying on management perceptions. When you define performance measurement, you can successfully sustain and create a profitable organization. Revenue Advantage Plus helps you do this:

  • Score and measure employee performance to drive sales, expense control productivity, quality and project completion.
  • Developed an incentive compensation strategy that helps motivate your staff and attract the talent you want by giving them a vested interest in achieving your goals.
  • Train employees on negotiation skills so your staff can consistently collect the appropriate service charges and fees.

Holding your staff accountable for driving non-interest income is an important key to your bank's success. Find out how you can incorporate this winning approach in your bank.

"Since the engagement, we are averaging $30,000 a month in bottom-line improvements and this is just the beginning. We wouldn't be where we are today if it weren't for SC+T's experience and guidance."

- Ron McDowell
Senior VP, Liberty Bank
Springfield , MO